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Universal Health Coverage for the USA - "The Healthy Americans Act"
As the results of our recent elections shift the balance of power in Congress, my senator, Ron Wyden (D-OR), has put forth a bill that, if made law, would abolish the system of employer-offered health insurance. Employers who currently offer health insurance would instead augment the incomes of the employees by the amount the normally spent on insurance. Americans, in turn would then be required to enroll in a health plan offered by their state. These plans would have to meet or exceed the standard set by Blue Cross/Blue Shield (which is the plan used by Congress). Enrollment would be mandatory -- making this health care plan "universal". Federal subsidies would be granted to those making an income of 4x the poverty line or less.
Links: PDF of Healthy Americans Act Ron Wyden's homepage What are your views on this? I personally applaud this effort and am very proud to be a constituent Senator Wyden. It's about time the U.S.A. started looking after their own. |
Might finally bring us into the modern era in terms of health care coverage for all citizens. The only thing I don't want to see is some of the detrimental things in universal coverage--long waits for care, sometimes to the point that it makes the original health problem a terminal problem.
For instance, a gal in England had her surgery for cervical cancer put off so long that by the time she did get the surgery, it had metastasized and she ended up dying of something that could have been easily cured if it had been treated in a timely manner. A Canadian friend of mine had to wait several months to have her badly needed gall bladder surgery, I only had to wait a couple weeks. When Jimbo was on active duty and we were using military health facilities, I had to wait months to have my knee scoped, and since I had a bone chip the size of a small marble floating around in there for months, the delay likely caused more damage than it would have if I'd had the surgery in a more timely manner as would have happened in the civilian sector. If we can avoid those types of problems, great. I wouldn't mind seeing a Medicare-style model--it works for patients, it works for us docs. If Clinton ends up in office (which I think is a very real possibility), I would not be surprised if we saw some kind of universal coverage fairly quickly, and that would be overall a good thing. I think the only ones who would lose out are the insurance execs who make obscene bonuses at the expense of their insurees. It might have the benefit of encouraging tort reform, which would drop the insurance costs for docs (and thus medical expenses overall), which would be a good thing. Last I heard in IL, it cost something like $100,000 per year for an OB/GYN to buy liability insurance. My classmates all thought I was nuts for supporting universal health care when we were all in school, but then again, I was the token liberal in our class. :D |
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Medicare works fine. The system is already in place. They just need to extend it to the rest of the population. |
Beware of universal health care. It has its own demons.
<---- Canadian |
Ah, Canada. As far as health is concerned there it's quetopia. The medical system is really where Homer Simpson is in the upcoming movie: between a rock and a hard place. More hospitals means more doctors, specialists, chemists ect that cannot meet with demand now. It also means more tax dollars that will have to be made up by the tax payer. And even if there was a perfect universal health coverage you're looking at waiting times can be years, I heard one that was TWENTY years. I wish there was a solution to it, I really do, and the Democrats putting in universal health coverage may well be the solution we need, but it's still fraught with problems that will need to be overcome. I just hope that these will be better handled than the current medical crisis spreading the world.
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Most people seem to assume that universal health care will stop any from existing outside the government's control. On the contrary, I think there'd still be a market it. If someone has to wait twenty years for an operation, they'd probably pay to have it done earlier if they weren't extremely tight on money.
Since companies that provide health care would be facing large competition from the government, the only logical thing for them to do would be to try and improve their services to the point people would rather go to them. I'd definitely pay for medical treatment and have it the next day than rather wait until the next year and have it for free. If people still want private health care, they can pay for it and life will go on as normal. If someone can't pay for it, the government can take care of them. They might have to wait a while, but it's better than nothing at all. Taxes would be the only problem with this concept. Allowing people to be exempt from them if they get their health care privately would be the logical solution, though that could result in a shortage of funds for the government. Meh, it still sounds better than what we currently have. |
Your Health = Not my problem
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I'd rather my tax dollars paid for simple health screenings than to pay out the nose for problems that got out of hand and the person's now on disability for it (and thus using even more of my tax dollars). That's aside from the ethics issues of wanting everyone to have a good quality of life and all that. |
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Even if you wanted universal health care, there remains the issue of convincing the doctors that they want to work for the government. Why would they do that when they can likely make more money from the private sector? These guys probably have outstanding loans to pay (med school isn't the cheapest thing) and getting a government salary isn't going to pay that off anytime soon. When they're rid of that, you think they're just going to take a lower paying, likely lower quality job because they're really nice? Some might, sure, but not nearly enough to cover everyone. I like the idea of everyone being covered, but I'm not sure it can be done as easily as enacting some legislation.
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@sam--you may not pay directly yourself, but you're paying indirectly now anyway.
Student loans for med/professional schools runs around 100,000-200,000. I'm not kidding. If it's administered like Medicare is now, the docs work independently, not for the gov't. The quality of the job docs do is not likely to change much if any. Docs are all held to a certain standard regardless of where we work. It doesn't matter where I'm at or who I'm seeing--I give the same type of routine exam regardless (specific problems get specific evaluation/treatment, of course). I may not be getting the same picture of 'lower quality job' you're getting--what specifically are you meaning? Being a doc for the gov't (e.g. for the VA) currently is not a bad thing--it has decent hours, pay, and benefits. In fact, the hours are less than in private practice and you don't have the headaches associated with running a business. You aren't going to get filthy rich like you might if you're a Beverly Hills plastic surgeon, but it's not a bad job at all. The ones who will lose out a lot are the insurance companies, unless the gov't has some kind of basic plan for everyone and people are allowed to do add-on premium plans that insurance companies sell. I think if they do anything they'll expand Medicare to everyone since it's working reasonably well and has been since it began in the 60's. |
America's Health-Care system rewards drug companies for keeping patients with lifetime illnesses alive rather than curing them
<------------ Diabetic. I'm all for Public Medicine. I actually wrote a paper on it, let me dig it up... |
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All drug companies are inherently rewarded in a free market scenario by keeping their respective consumer base alive and using their medicines. If a cure for diabetes (or cancer or AIDS or alzheimer's etc etc) was found entire corporations (BD Logic, Medtronic/Minimed/ Novo Nordisk) would fail. The only way to even hope for a cure is from a nation with government medicine that will pay for the cure because they won't spend the ridiculous amount of money needed for each diabetic (AIDS victim, cancer sufferer, etc etc) to continue living The US government itself doesn't meddle with business, it's the extremely wealthy businessmen from said companies that get governmental positions and full the cycle. |
Oh please, give it a rest. If a company developed a cure for an incurable disease they could and would sell it for as much as possible and make a giant profit. On the other hand a company that is told by the government that they have to develop a cure is not going to see the benefit. The government does meddle in business, haven't you ever heard of subsidies? You still haven't answered why I need to pay for your health-care.
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Oh, and "give it a rest" is probably the weakest argument I've ever heard ;) |
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To further the subject, do you believe public education should also be abolished since fundamentally it's none of your concern? |
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Don't you think you're taking libertarianism a bit... far? :)
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It's a common socialist/Communist flaw. People will have more incentive if their careers aren't set in stone. Quote:
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It shouldn't be exclusive to those born with a silver dining set up their ass. Besides, if there was some catch all health scheme that benefited everyone then some rich guy could get injured and be supported by a system that they and everyone else pays for. Ditto for the blue collar grunt who, statistically, by rights would need such a system more as they would be more at risk of injury through the physically demanding manual labour.
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Fools! Don't you see the benefit's to a universal health program!?
So what if you die before the treatment is administered? It's your own bloody fault for not booking a check-up a month in advance by using your mystical time seeing abilities like everyone else! When I stay up, my post's get weird. |
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Sam's attitude would be morally acceptable in a true capitalist state. Of course, our states are not truly capitalist, but state-capitalist at best. The state interferes in business to ensure the flow of cash back towards the existing elite. This means that merit does not equal cash.
In an ideally capitalist state, merit and hard work would equal cash. Therefore, those who had skill and/or put in the hours would extract the medical care they "deserved" from society. But we don't live in such a society. Furthermore, Sam's attitude does not take into account the fact that luck is a factor in determining financial success. A man can work hard all his life, and suddenly lose his job, his pension and his house, through no fault of his own. Therefore in the real world (and in our current societies), the best option is to have a publically funded healthcare system, and a publically funded welfare system as well. This means that if one is unlucky enough to fall on hard times, one is supported by the state both financially and medically. In turn, when one is successful, one's taxes are put back into the state systems, which perpetuates the welfare system. Now these welfare systems are of course open to abuse... People faking poverty, etcetera... but they're still broadly effective as long as the abuse is kept at a minimal level. However for Sam's idea of a healthcare-meritocracy to be effective AT ALL (and moral)... we would have to be living in an IDEAL capitalist state. Which will be very very hard to attain. Therefore the currently most moral option- taking into account human nature- is the welfare state. However I would be all for a true meritocracy. It'd be great. I just doubt that it's attainable. As for the assertions that the current US welfare system is dying horribly... there are differing opinions. Many people believe that the corporate elite is putting the word about that the system is already failing, just so they'll have an excuse to scrap it. Many non-establishment economists think that the system isn't in danger of keeling over just yet. :) But I'm not qualified to comment in any more detail than that on the welfare system of a foreign nation. |
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Expecting some people to remain in business when competing against a superior opponent is not reasonable to expect. Quote:
If they'll be paid for results and fired for laziness, that seems like enough incentive to me. Quote:
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Medicaid--the program run by each state for those at/below the poverty line, is perpetually underfunded (by both the states and the feds). The reimbursement for seeing medicaid patients is awful, and the program goes bankrupt in some states (Illinois' medicaid program owed 10 million to doctors and hospitals at the end of last year, and couldn't pay it until the new fiscal year started). The care is generally adequate but there are limits. For example, docs have to choose off of a certain formulary of medicines, and if those don't happen to work for you, you have to jump through a million hoops to get something that's not on the list, if you can get it at all. There are not as many docs accepting medicaid patients (because in some cases it actually costs you money to see them--the reimbursement is ridiculously low and the labor costs to fill out all the crazy paperwork to get that reimbursement costs more than what one gets back). Medicaid patients typically have to wait longer to get appointments with providers as a result. In terms of finances, Medicare is doing fine, but the state-run medicaid programs are usually in trouble. |
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You see, the government is in the business of making money just like a private company. But a good company needs financial feedback in order to be successful. The government gets its money no matter if they're doing a good job or a ****ty one. If a company is losing money, they fix their mistakes and fire those responsible. If a company is making a profit, then they know they're doing the right things. When it comes right down to it, very little in the world is done simply for humanitarian purposes. Government is certainly not for humanitarian purposes. It's for profit like a business, but is not forced to compete to stay in power. Just because a company is simply in it for the money isn't a BAD thing. Money and competition can bring about good things. The problem with government is that it's not forced to do well - the money just keeps on coming. So they have no way to know what works and what doesn't, who to fire and who to promote. Anyway, I'm tired and that's enough rambling about government incompetence for tonight. |
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The government don't give a damn about none of us unless some of us are useful to the goverment; scientists, mathematicians and engineers...etc. If the useless of some of us happen to become really sick and don't have enough paper to deny death of it's prize, then luck will only save our asses. :lol: |
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The simple fact is, capitalism and money-seeking is built entirely off of greed, really... there's truly nothing humane, let alone good, about that. Quote:
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Theodore Roosevelt's Square Deal Antitrust laws The 17th Amendment The Federal Reserve Act The Clayton Antitrust Act The Adamson Act Entering WWI The opposition to the Treaty of Versailles The Young Plan The New Deal Actions during WWII The Marshall Plan The stabilization of Lebanon The War on Poverty Medicare Food Stamps Great Society The toppling of Mozambique and Angola's dictatorships The World Bank The Gulf War Quote:
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Besides, how would you pay these private companies? Pay a toll every few miles? Get sent a yearly bill on your use of the roads? It would be far too difficult to manage. Quote:
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1. Governments are not as a rule incompetent, and our governments (US/UK) are not exceptions. Our governments are extremely competent at performing the task they are set up to perform: Keeping the higher echelons of the corporate community happy.
Our governments are subsidised, elected and formed by heads of business. Those with economic clout indirectly control our societies via the vast influence they exert upon the political sphere. Essentially all the major political parties are merely one arm of a huge mercantile consortium. Any honest economist or political analyst will confirm this. 2. The fact that our governments aren't running the countries in our (the public's) interest is not an indication that they are incompetent. It is an indication that they are running the country in someone ELSE'S interest. Namely, that of the corporate elite. The wealthy, in other words. So Devon is technically correct in his assertion that government is not incompetent. However, government in our countries is not and has never been "for the people". It is and always has been "for the wealthy". Quote:
The fact that you can "start your own business" in a country does not mean that the country is pure capitalist. Pure capitalism would be far more beneficial to ordinary people than our current systems would be. So would pure communism. :naughty: Quote:
But frankly, as a whole your list does not show this, and I'm appalled that you've deluded yourself about so many of these list items. World War II? Altruistic motives? What? Gulf War... Altruistic motives? Eh? Are you actually aware of the historical record in these matters? Not the usual neo-con kindergarten propaganda mind you, like "the US entered the war to save the world from Nazism", but the actual facts of the matters in question? If you were, I highly doubt that you would regard most of these as shining examples of humanitarianism. And as for the few genuinely beneficial social reforms you could list, almost without exception they were brought into being by popular activism, and governments were forced by popular pressure to adopt them. I'm sure there must be examples of truly beneficial, humanitarian policies that some governments have spontaneously adopted in the past out of pure concern for the public... but I don't really know of any. Quote:
It's highly unlikely that presidents affect US policy in any meaningful way. A good president is a president who can read an autocue and sound vaguely "everyman" while doing so. From this point of view, I suppose GW is an OK president. ;) |
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But, my opinion on WWII is quite biased. Quote:
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Work hard = get money. Don't work = be broke. It's really that simple. |
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I see you have ignored everything I typed up in response to your arguments... Oh well. :)
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Things are rarely so black and white. Hard work does not always equal lots of money. There's also what jmac mentioned, which is unfortunately quite commonplace nowadays. |
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