Originally Posted by REDJOHNNYMIKE
Does the bottom layer have to be the transparent one?
Nope. The layer order is just the order it will display when loaded. Sinse there is no way to tell when people are looking at your avatar, it doesn't really matter on a forum. However, lets say you had a web page and wanted your name to appear at some random interval after opening the page, then you would set the time to whatever you wanted.
The only reason I put the blank layer first was to make it appear that you did not have an avatar. Then BAM! "Join The Daft Side!" But like I said, you can't really do that with a forum.
Anyways, Glad I could help!