I think it could be a little bit of both. I mean, a curse seems plausible if it still affected Raz in Milla's mind, even after she told him he could roll right over it. However, I think the curse is reinforced by Raz's water phobia. It's a pretty interesting topic for speculation, I suppose.
"So, if I'm not mistaken you're not Dr. Loboto, you don't have my paycheck. Now kindly step away from my elevator and die." - Crispen Whytehead
"What is the purpose of the goggles?"