@ED: Since buying the first Guild Wars, I haven't bought nearly as many other games (and GW is free online too!). This adds up to a substantial cost savings. Subscription games usually cost around 15/mo. At that rate it adds up to $180/yr. Simply not buying the additional 3-4 games would save you at least as much. In my case, I hardly have to pay anything for my entertainment: just 10cents/hr right now, and it gets less every second I play.